Independent, licensed advisors who explain Medicare Parts A, B, C and D in plain English — then compare real plans from 30+ carriers. Free. Unbiased. No sales pressure. Ever.
Most Americans qualify the month they turn 65.
Guided to coverage that actually fits their life.
Based on thousands of verified client reviews.
Questions answered any day of the year.
Four letters. Four jobs. Here's exactly what each part of Medicare covers — no jargon, no fine-print games.
Covers inpatient hospital stays, skilled nursing facility care, hospice and some home health care. Most people pay no premium if they worked 10+ years.
Covers doctor visits, outpatient care, preventive screenings, lab work and durable medical equipment. A standard monthly premium applies.
An all-in-one alternative offered by private insurers. Bundles Parts A and B, usually adds drug coverage plus extras like dental, vision and fitness.
Standalone drug coverage sold by private insurers. Every plan has its own formulary — which is exactly why comparing matters so much.
Three steps. About fifteen minutes. Zero pressure from start to finish.
Your doctors, your prescriptions, your budget, your travel habits. A few quick questions — no medical exam, no commitment.
A licensed advisor lines up plans from 30+ carriers side by side — real premiums, real networks, real drug costs.
You pick the plan. We handle the paperwork and stay with you all year for questions, claims and renewals.
Neither one is "better." The right answer depends entirely on your doctors, your drugs and your budget.
| FEATURE | ORIGINAL (A + B) | ADVANTAGE (PART C) |
|---|---|---|
| MONTHLY PREMIUM | Part B premium | Often $0 |
| DOCTOR NETWORK | Any Medicare doctor | Network only |
| PRESCRIPTION DRUGS | No — add Part D | Yes — usually included |
| DENTAL & VISION | No | Varies by plan |
| OUT-OF-POCKET CAP | No cap | Yes — annual max |
| REFERRALS REQUIRED | No | Varies (HMO/PPO) |
Scroll sideways on mobile to see every column →
After December 7 most people must wait until next fall to change plans. Let's get it right now.
★ Missing the window can mean a full year on the wrong plan ★
GET FREE HELP NOWYou never pay us a cent. Our guidance costs nothing and never changes your plan premium.
State-licensed, annually certified specialists who do Medicare — and only Medicare.
No carrier owns us. We show the plans that fit you, including the ones that pay us least.
National and regional insurers in one comparison, so you see the whole market at once.
Most people finish in a single sitting. We handle the forms and confirm everything went through.
24/7 help with claims, ID cards, pharmacy issues and next year's renewal review.
I'd been dreading this for months. My advisor walked me through Parts A through D in twenty minutes and never once pushed a plan on me.
They found a Part D plan that covers all four of my prescriptions. Saved me roughly $1,400 a year and it didn't cost me anything to find out.
Zero pressure — exactly like they promise. They even told me one plan wasn't worth it for me. That's when I knew I could trust them.
One free, unhurried conversation with a licensed advisor. We'll compare your real options and you decide what happens next — or nothing at all.
NO COST ★ NO OBLIGATION ★ LICENSED ADVISORS